Dalton premier realty

Full Service. Flat Fee. More Value.

Dalton premier realty Full Service. Flat Fee. More Value.Dalton premier realty Full Service. Flat Fee. More Value.Dalton premier realty Full Service. Flat Fee. More Value.

Dalton premier realty

Full Service. Flat Fee. More Value.

Dalton premier realty Full Service. Flat Fee. More Value.Dalton premier realty Full Service. Flat Fee. More Value.Dalton premier realty Full Service. Flat Fee. More Value.
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    • Home
    • Sell
      • Sellers
      • Sellers Flat Fee
    • Buy
      • Buyer Closing Cost Credit
      • Property Search
    • Our Team
    • Contact Us
    • Listings
    • SERVICE PROVIDERS
      • CMG Home Loans
      • Lawyers Title & Escrow
      • Legacy Lawyers
      • Measured Termite
    • FAQ
      • Buyer Closing Cost Credit
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      • Probate Listings
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  • Home
  • Sell
    • Sellers
    • Sellers Flat Fee
  • Buy
    • Buyer Closing Cost Credit
    • Property Search
  • Our Team
  • Contact Us
  • Listings
  • SERVICE PROVIDERS
    • CMG Home Loans
    • Lawyers Title & Escrow
    • Legacy Lawyers
    • Measured Termite
  • FAQ
    • Buyer Closing Cost Credit
    • Flat Fee Listings
    • Probate Listings

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The Buyer closing cost credit program

Sign The BRCA

Tour Your Desired Homes

Tour Your Desired Homes

 

Before touring homes, you and Melissa Dalton will sign a Buyer Representation and Broker Compensation Agreement. The agreement explains the services Dalton Premier Realty will provide. Your Buyer Closing Cost Credit is negotiated with Dalton Premiere Realty and varies by transaction. 


Whether you find the home yourself or work with us to find it, you’ll receive professional representation from offer through closing.

Tour Your Desired Homes

Tour Your Desired Homes

Tour Your Desired Homes

Home tours are conducted Dalton Premiere Realty. 

Dalton Premier Realty coordinates directly with listing agents, schedules property showings, and arranges access to active listings throughout Southern California.


We help identify homes that match your preferred location, price range, lifestyle, and property requirements. Before each showing, Melissa will review the available property information and help you evaluate the home’s condition, features, neighborhood, and overall value.


Whether you are interested in one property or several, we manage the scheduling and communication so you can focus on finding the right home.

Prepare and Negotiate Offer

 

When you find the right home, Melissa Dalton will prepare a comprehensive comparative market analysis to help determine the property’s current market value. She will review recent comparable sales, current competition, market conditions, and the property’s condition before developing a competitive offer strategy.


Melissa will prepare the Residential Purchase Agreement and explain the important terms, including price, financing, contingencies, deposits, requested credits, included items, and the proposed closing timeline. In Southern California’s competitive markets, the structure and terms of an offer can be just as important as the price.


Dalton Premier Realty will present your offer to the listing agent, negotiate on your behalf, respond to counteroffers, and help you make informed decisions without losing sight of your budget and goals.

Close Escrow and Obtain Your Credit

With Dalton Premier Realty’s Buyer Closing Cost Credit Program, buyers receive a negotiated portion of the brokerage compensation as a credit toward eligible closing costs. The amount and terms of the credit are documented in the Buyer Representation and Broker Compensation Agreement and disclosed to the lender and escrow.


The credit may help pay eligible lender fees, escrow and title charges, prepaid expenses, discount points, or an approved interest-rate buydown. It reduces the amount the buyer must bring to closing but is not paid as unrestricted cash.


Credits are subject to the buyer’s actual eligible closing costs, the compensation received by Dalton Premier Realty, lender approval, loan-program requirements, and applicable law. Buyers should consult their lender and tax professional regarding their individual circumstances.

Purchase A Home with Dalton Premier Realty

Are Credit Legal in California?

How should the credit be structured?

Are Credit Legal in California?

California DRE guidance recognizes concession credits to buyers and requires the credit to be disclosed when the seller paid the commission. The amount still depends on the compensation received and the Buyer Broker Agreement.


Under California Business and Professions Code § 10137, a real estate broker can rebate a portion of the compensat

California DRE guidance recognizes concession credits to buyers and requires the credit to be disclosed when the seller paid the commission. The amount still depends on the compensation received and the Buyer Broker Agreement.


Under California Business and Professions Code § 10137, a real estate broker can rebate a portion of the compensation received in a transaction to the buyer without violating California law.


Credits are negotiable and subject to transaction terms, lender approval, and applicable requirements.


For example, if Dalton Premiere Realty receives $50,000 in buyer-agent compensation and your negotiated credit is 50%, you receive a $25,000 closing cost credit.


Buyer Closing Cost Credits are negotiable and subject to the terms of the transaction, compensation actually received by Dalton Real Estate, applicable requirements, financing terms, and lender approval. Maximum credit amounts and permitted uses may vary by transaction.

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Buyer Credits Considerations

How should the credit be structured?

Are Credit Legal in California?

  • Lender Approval for Financed Purchases: If you are financing your home purchase, your lender must approve the credit. For conventional loans, the credit cannot exceed your actual closing costs.
  • No Restriction for Cash Buyers: If you are a cash buyer, there are no restrictions on the credit amount.
  • IRS Treatment: The IRS generally treats a b

  • Lender Approval for Financed Purchases: If you are financing your home purchase, your lender must approve the credit. For conventional loans, the credit cannot exceed your actual closing costs.
  • No Restriction for Cash Buyers: If you are a cash buyer, there are no restrictions on the credit amount.
  • IRS Treatment: The IRS generally treats a buyer credit and not as a reduction in the purchase price of the home.  Connect with your c Certified Public Accountant for tax advice.


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How should the credit be structured?

How should the credit be structured?

How should the credit be structured?

Put compensation and services in a written buyer agreement, then confirm the credit with the lender and closing team. Fannie Mae's selling guide allows eligible financing concessions for closing costs but does not permit them to replace a required down payment, reserves, or minimum borrower contribution.


When financing is involved, the cre

Put compensation and services in a written buyer agreement, then confirm the credit with the lender and closing team. Fannie Mae's selling guide allows eligible financing concessions for closing costs but does not permit them to replace a required down payment, reserves, or minimum borrower contribution.


When financing is involved, the credit is disclosed and structured in accordance with lender and transaction requirements.

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Dalton Premiere Realty, California DRE License #01712753. Credits are issued at the close of escrow and documented in writing in your Buyer Broker Agreement. Rebate amounts depend on the buyer agent commission offered on a specific property and are contingent on a successful closing. This article is general information and is not legal or tax advice.

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